Prudent Spending (Needs vs. Wants) .. do we wisely?

Everybody wants more money per month do not matter in any way, including the make side income or save money by planning expenses (financial planning) based on their ability. Accordingly to meet the intent and purpose of this e-book is made, then I'll give you some tips and ways to save your money more easily and readily and earn pocket money 'more' that might benefit you.

Identify Needs vs. Wants. Must always give priority to the needs of the shop. As the saying goes, "Measure shirt in your body." Prepare provisions for "emergency buffer" (emergency account). Must always glance ahead and be prepared for any eventuality. Make a decision on how the money SHOULD be spent from the beginning even if record good money flow in. (credit) and outflow (debit) to raise awareness of the importance of the money! Focus on short-term financial goals and long-term. Put a renewed determination in the mind and soul that something realistic to achieve in a practical period of time.

Financial plan in accordance with current income is not income forecasts. Remind yourself of the importance of spending prudently for their own benefit and secure the loving relationships with family and others. Adjust to changes in current or family. Adapt to change / salary loans / scholarships. Set expectations for system storage space and a systematic investment and guaruatte. Recommendations can be identified to help are as follows:

1) Buy goods at wholesale / bulk 2) Buy second hand goods / auction cheap 3) Season Promotion & Megasale 4) Harness & Prepaid iTalk 5) Recycling / Recycle 6) Use plenty Member Card / privilege card 7) Stay active in public places 8) Reduce plenty of entertainment reading 9) eat less at fast food restaurant 10) Cooking & eating at home 11) Plan a trip & save petrol 12) Quit smoking

Think…

The fact is there are many more ways to save your money from being wasted. It predicate upon the awareness and careful financial planning. Whatever the case, plan your expenses with rationality. Consider each flow in and out, does it meet the budget and we need every day? Sure you keep the 'savings' at least 10% of your monthly income in place every were islamic profitable investment. If you suffer from a deficit or debt problem, this means a more stringent need to be able to solve your debt with more structured. Do not forget to give alms and charity charity because it is one of the secrets stored in which God will multiply their menginfaqkan provision for them in any way fisabillah property. With all this may hopefully these tips will help you plan your finances better next give a more successful future.

Early educational foundation, every society is entitled to proper education. Thought about it ..

Education is derived from the root word meaning preserving culture, and provide training in the form of teaching or moral leadership and intelligence. Means the process of education to change the attitude and conduct of a person in order to finalize the individual. Clearly, education may be defined as a process of continuous cultivation of knowledge to someone. Education in its broadest, general sense is the means through which the aims and habits of a group of people sustain from one generation to the next. Generally, it occurs through any experience that has a formative effect on the way one thinks, feels, or acts.

In its narrow, technical sense, education is the formal process by which society deliberately transmits its accumulated knowledge,skills,customs and values from one generation to another, e.g. instruction in schools.  Alternative education, also known as non-traditional education or educational alternative, is a broad term that may be used to refer to all forms of education outside of traditional education (for all age groups and levels of education). This may include not only forms of education designed for students with special needs, but also forms of education designed for a general audience and employing alternative educational philosophies and methods.

Systems of schooling involve institutionalized teaching and learning in relation to a curriculum, which itself is established according to a predetermined purpose of the schools in the system. Hj. Abdul Malik Karim Amrullah, or better known as Hamka, one of the figures most influential Islamic education in Indonesia. He defines education as a process that can create good behavior, attitudes are brave and noble character such as humility, patience, respect for elders and others.

Education consists of several stages :

1) Pre-School

2) Primary Education

3) Secondary Education

4) High School

4 Ways to control anger...do not over come the feeling ..k.

Anger is a thing that will surely be passed by everyone because it is human nature. The existence of anger inside, you do not have disputed but what is more important is about how do you control it ..

(1) Interest deep breath- Every human being has its own level of anger, it depends on the content of serotonin hormone that is released when you are angry. To control your anger, you need to draw a deep breath because the air will help to reduce the rate of this hormone. And the way he has been clinically proven.

(2) Remind yourself- A person who can not control anger is a person who has no confidence in yourself. This is based on a study done by Steven Stosny which is a PHD holder in the field of human psychology. When you get angry, no one can handle it but yourself. You need to remind yourself about the impact of your anger. Certainly it affects more negative than positive effects.

(3) Think of something that can make you happy, if you are angry and just think about anger, it will surely get worse. You should have to refrain from thinking about it. Just think of something that might give you peace or joy in yourself.

(4) Out of the anger situation- Thinking person is inside a state of anger will become blurred. Do not put yourself directly in the situation as you undoubtedly would make the decision which could cost you later. Try to find a way to get out of the situation in a way that you feel comfortable against him as quiet, out with friends or others.

Road congestion become a common phenomenon in a large city. Think about that all..

Now, everyone should accept the fact that the road in a big city is no longer able to accommodate the increasing number of vehicles. In cities such as Kuala Lumpur said there are about one million vehicles enter each day. Many factors contribute to this bottleneck. New One cause is an imbalance between the rate of increase with increasing total vehicle area of ​​the road. Each day the number of vehicles increases, whereas the addition of arguably the area of ​​the road very slowly. This imbalance makes the density of vehicles on the road is getting higher. Thus, there is a traffic jam. A rapidly increasing population requires more land for living. So, a lot of areas that should be reserved in preparation for bringing up the road had to be used for residential settlement.

Another consequence of the occurrence of traffic congestion is a physical illness. Serious traffic congestion can cause contamination of the lungs, shortness of breath and dizziness. Engine noise can cause hearing damage and concentration disorders. In addition, traffic congestion can also cause psychological tension. This occurs because road users had to spend many hours on the road. Studies conducted by psychologists suggests that urban society often prone to tension as a result of traffic congestion, environmental pollution and noise.

In conclusion, all parties involved need to act urgently address this problem before it poses a serious socio-economic consequences.