Climate of Malaysia

         The rainy season in Malaysia throughout the land at the end of normal occurred by people in Malaysia. All daily activities can only be done on a limited basis during the day or night. I tried to explain briefly Climate of Malaysia. Features climate of Malaysia are uniform temperature, high humidity and abundant rainfall. Winds are generally light. Malaysia which is located in the equatorial doldrum very rare to have a clear sky even in periods of severe drought. Malaysia is also rare to have a few days with no sunshine except during the northeast monsoon season.

          Although the wind in Malaysia is generally light and variable, there are changes in the wind patterns. Based on these changes, four seasons can be distinguished, namely the southwest monsoon, northeast monsoon and inter monsoon two shorter. The southwest monsoon usually begins in the later half of May or early June and ends in September. Prevailing winds are generally southwesterly with poor speeds below 15 knots. The northeast monsoon usually starts in early November and ends in March. During this season, the prevailing winds are from the east or northeast winds of 10 to 20 knots. East coast states of Peninsular Malaysia are more affected by the wind where the velocity can reach 30 knots or more during periods of intense surges of cold air from the north (cold surges).

            During the transition seasons winds are generally light and variable. In both seasons, the equatorial trough across Malaysia. It is worth mentioning here that in the period from April to November, when typhoons frequently develop in the western Pacific and move westwards across the Philippines, southwest winds in the northwest coast of Sabah and Sarawak region is stronger and can reach 20 knots or more. As a country surrounded by the sea, the impact of land and sea breezes on the wind pattern is great especially during days with clear skies. On condition that bright sunny afternoon, the sea breeze winds of 10 to 15 knots often develop and may reach several tens of kilometers into the interior. In clear nights, the reverse process occurs and land breezes are weaker strength can occur in coastal areas.

Prudent Spending (Needs vs. Wants) .. do we wisely?

Everybody wants more money per month do not matter in any way, including the make side income or save money by planning expenses (financial planning) based on their ability. Accordingly to meet the intent and purpose of this e-book is made, then I'll give you some tips and ways to save your money more easily and readily and earn pocket money 'more' that might benefit you.

Identify Needs vs. Wants. Must always give priority to the needs of the shop. As the saying goes, "Measure shirt in your body." Prepare provisions for "emergency buffer" (emergency account). Must always glance ahead and be prepared for any eventuality. Make a decision on how the money SHOULD be spent from the beginning even if record good money flow in. (credit) and outflow (debit) to raise awareness of the importance of the money! Focus on short-term financial goals and long-term. Put a renewed determination in the mind and soul that something realistic to achieve in a practical period of time.

Financial plan in accordance with current income is not income forecasts. Remind yourself of the importance of spending prudently for their own benefit and secure the loving relationships with family and others. Adjust to changes in current or family. Adapt to change / salary loans / scholarships. Set expectations for system storage space and a systematic investment and guaruatte. Recommendations can be identified to help are as follows:

1) Buy goods at wholesale / bulk 2) Buy second hand goods / auction cheap 3) Season Promotion & Megasale 4) Harness & Prepaid iTalk 5) Recycling / Recycle 6) Use plenty Member Card / privilege card 7) Stay active in public places 8) Reduce plenty of entertainment reading 9) eat less at fast food restaurant 10) Cooking & eating at home 11) Plan a trip & save petrol 12) Quit smoking

Think…

The fact is there are many more ways to save your money from being wasted. It predicate upon the awareness and careful financial planning. Whatever the case, plan your expenses with rationality. Consider each flow in and out, does it meet the budget and we need every day? Sure you keep the 'savings' at least 10% of your monthly income in place every were islamic profitable investment. If you suffer from a deficit or debt problem, this means a more stringent need to be able to solve your debt with more structured. Do not forget to give alms and charity charity because it is one of the secrets stored in which God will multiply their menginfaqkan provision for them in any way fisabillah property. With all this may hopefully these tips will help you plan your finances better next give a more successful future.

Early educational foundation, every society is entitled to proper education. Thought about it ..

Education is derived from the root word meaning preserving culture, and provide training in the form of teaching or moral leadership and intelligence. Means the process of education to change the attitude and conduct of a person in order to finalize the individual. Clearly, education may be defined as a process of continuous cultivation of knowledge to someone. Education in its broadest, general sense is the means through which the aims and habits of a group of people sustain from one generation to the next. Generally, it occurs through any experience that has a formative effect on the way one thinks, feels, or acts.

In its narrow, technical sense, education is the formal process by which society deliberately transmits its accumulated knowledge,skills,customs and values from one generation to another, e.g. instruction in schools.  Alternative education, also known as non-traditional education or educational alternative, is a broad term that may be used to refer to all forms of education outside of traditional education (for all age groups and levels of education). This may include not only forms of education designed for students with special needs, but also forms of education designed for a general audience and employing alternative educational philosophies and methods.

Systems of schooling involve institutionalized teaching and learning in relation to a curriculum, which itself is established according to a predetermined purpose of the schools in the system. Hj. Abdul Malik Karim Amrullah, or better known as Hamka, one of the figures most influential Islamic education in Indonesia. He defines education as a process that can create good behavior, attitudes are brave and noble character such as humility, patience, respect for elders and others.

Education consists of several stages :

1) Pre-School

2) Primary Education

3) Secondary Education

4) High School

4 Ways to control anger...do not over come the feeling ..k.

Anger is a thing that will surely be passed by everyone because it is human nature. The existence of anger inside, you do not have disputed but what is more important is about how do you control it ..

(1) Interest deep breath- Every human being has its own level of anger, it depends on the content of serotonin hormone that is released when you are angry. To control your anger, you need to draw a deep breath because the air will help to reduce the rate of this hormone. And the way he has been clinically proven.

(2) Remind yourself- A person who can not control anger is a person who has no confidence in yourself. This is based on a study done by Steven Stosny which is a PHD holder in the field of human psychology. When you get angry, no one can handle it but yourself. You need to remind yourself about the impact of your anger. Certainly it affects more negative than positive effects.

(3) Think of something that can make you happy, if you are angry and just think about anger, it will surely get worse. You should have to refrain from thinking about it. Just think of something that might give you peace or joy in yourself.

(4) Out of the anger situation- Thinking person is inside a state of anger will become blurred. Do not put yourself directly in the situation as you undoubtedly would make the decision which could cost you later. Try to find a way to get out of the situation in a way that you feel comfortable against him as quiet, out with friends or others.

Road congestion become a common phenomenon in a large city. Think about that all..

Now, everyone should accept the fact that the road in a big city is no longer able to accommodate the increasing number of vehicles. In cities such as Kuala Lumpur said there are about one million vehicles enter each day. Many factors contribute to this bottleneck. New One cause is an imbalance between the rate of increase with increasing total vehicle area of ​​the road. Each day the number of vehicles increases, whereas the addition of arguably the area of ​​the road very slowly. This imbalance makes the density of vehicles on the road is getting higher. Thus, there is a traffic jam. A rapidly increasing population requires more land for living. So, a lot of areas that should be reserved in preparation for bringing up the road had to be used for residential settlement.

Another consequence of the occurrence of traffic congestion is a physical illness. Serious traffic congestion can cause contamination of the lungs, shortness of breath and dizziness. Engine noise can cause hearing damage and concentration disorders. In addition, traffic congestion can also cause psychological tension. This occurs because road users had to spend many hours on the road. Studies conducted by psychologists suggests that urban society often prone to tension as a result of traffic congestion, environmental pollution and noise.

In conclusion, all parties involved need to act urgently address this problem before it poses a serious socio-economic consequences.

Heart Attack (Sakit Jantung)

Human heart consists of fiber-specific muscle fibers that work to pump blood. When the heart muscle does not get enough blood supply, a person is said to be suffering from heart disease. Possible causes of blood supply to the heart muscle is not enough, because blood vessels become narrow because the inner walls of blood vessels filled fat, especially "cholesterol". Heart disease is described as a feeling of extreme pain in the chest that continued until half an hour, creeping towards the left hand and jaw. Patients may have difficulty breathing and extreme fear.

The real reason for this pain is due to the death of a portion of heart muscle caused by blood vessels in the part blocked. Larger blood vessels are blocked, a heart attack is more dangerous. If the blood vessels are completely closed, part of the heart muscle is damaged. Then, intense chest pain will occur. This condition called "heart attack". The factors are: Lack of exercise, High fat content, Smoke, Sweet Hypertension and Diabetes.

First-Time Home Buyer Tips - Income and Mortgage Size

The first and biggest hurdle to buying your own home is money. Few buyers, if any, try to buy a home without financing because it just doesn't make sense. In addition to the relatively low price of credit, why would anyone pass up substantial mortgage interest tax relief? Then there's the opportunity cost. Even the most financially secure among us won't want to tie up hefty capital in real estate when it could be spread across several investments in a diversified, well-planned portfolio.

Typically, home buyers pursue a loan in amounts of 80 or 90 per cent of the purchase price of the house. The remaining percentage is required in cash from the buyer's own savings, and is called the down payment. It's not unusual for lenders to finance up to 95 percent of the purchase price, as long as the client has a steady income and reasonable credit history. The loan or mortgage is usually spread over 15 or 30 years. If you sign on for a 15-year mortgage, you'll get a slightly lower interest rate but monthly payments will be higher (on average, about 27 percent higher than with a 30-year mortgage), but you'll save substantially on interest costs - and own the house outright 15 years sooner. Some people need homes:

Your Own Garden
A spacious home garden offers untold benefits for living as a place of relaxation and to enjoy nature. You can relax in the garden during evening and watch the children play; even have a pleasant family dinner.

Your Peace of Mind
Living within the exclusive enclave here is sheer peace of mind with stringent entry control at the entrance guardhouse where residents authorize entries of vehicles. Each home unit will also enjoy electronic card access.

Your Personal Privacy
Stand-alone bungalows blessed with land areas surrounding the house offer optimal privacy for living.

Your Spacious Option
You may wish to convert space for a personal gym, add an entertainment area, a personal study, or even extend the porch to shelter your cars.

The whole world crazy about the dance Gangnam Korea .. why?

Changing times and people's satisfaction to ensure a difference in any way to entertain everyone .. Gangnam video clips certainly makes us laugh and learn their crazy dance (Horse) ..

We learn from mistakes but have we learned?

Every human being made ​​a mistake there, every thing we need to take it easy.
For example: People steal, or do we see only what we do?